
Earn More While Offering Clients a Smarter Alternative
The health insurance landscape is evolving, and forward-thinking agents are capitalizing on the rising demand for affordable, flexible alternatives. Health sharing programs provide a powerful solution for individuals and families seeking comprehensive coverage at 40-50% less cost than traditional insurance. As an agent, you can offer your clients a cost-effective, transparent, and community-driven option—while maximizing your own earnings with high evergreen commissions and 4-5X the income potential compared to ACA plans. With nearly 99% of claims paid and a model that prioritizes wellness, affordability, and provider choice, health sharing offers a sustainable and lucrative opportunity for agents looking to grow their business.
Why Sharing Now?
Now is the time to diversify your offerings and stay ahead of industry shifts in ACA, Medicare Advantage, and short-term medical policies. Individuals and families are struggling to afford the rising costs of traditional insurance but still want peace of mind when it comes to medical expenses. Health sharing provides an accessible, budget-friendly alternative for millions of uninsured and underinsured Americans. Universal Health Fellowship makes it easy for agents to introduce these programs with user-friendly digital tools and nationwide availability in 39 states. Because health sharing is not insurance, agents don’t need to hold specific licenses, allowing them to start offering solutions immediately. By integrating Universal HealthShare into your portfolio, you can provide clients with an option that aligns with their needs—while securing long-term commissions and expanding your book of business.

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