Sharing is an Affordable, Freedom-Focused Solution to Traditional Healthcare
We are not health insurance, we are health care that pays 99% of qualified shareable expenses in the first 30 days. Monthly contributions are up to 40% less than a typical health plan monthly premium.
Affordable Monthly Payments
Anytime Enrollment
Freedom-Focused HealthCare
Flexible Program Options Tailored to Your Needs
Begin your Journey toward Health, Wellness, and Affordable Care.
At Universal Health Fellowship we are committed to inspiring individuals and families to prioritize their well-being while experiencing the freedom and savings that come from sharing healthcare costs.
When Sharing is Caring.
Universal HealthShare programs are health care cost sharing programs from Universal Health Fellowship. Our programs are faith-based and inclusive, and are built on ethical, spiritual, and religious beliefs, as well as the traditions of community aid, neighborly assistance, and the sharing of burdens. In the simplest terms, we embrace The Golden Rule.
Acceptance
Our community is based on acceptance of our Statement of Shared Faith and Beliefs.
Affordable health care
Whether you are a family or small business looking for health care, consider sharing as the alternative.
+ 2 million Americans
Over 2 million Americans have turned to health cost sharing programs.
We can help
Universal Health Fellowship is here to help you explore whether sharing is right for you.
Our Fellowship & Our Mission.
The sharing economy, thousands of years old, has its roots in basic community sharing developed to support individuals and their families. And for years, spiritually minded people have shared resources with each other to help others overcome financial emergencies, such as medical expenses.
Health care sharing programs differ greatly from insurance in several important ways. Understand the difference and you will be able to understand why sharing programs may be the right choice for you.
Healthcare Sharing Benefits
Health Care prices and deductibles are rising faster than our income, and traditional health insurance products are offered by huge business interests under a complex web of rules and regulations. The results are clear: many traditional health insurance plans are too expensive for many Americans, leaving them either uninsured or underinsured.
Monthly contributions are up to 40% less than a typical health plan monthly premium
Both in- and out-of-network provider options
Access to telemedicine
$0-cost prescription program UHSRx™ included in UHS sharing programs*
Eligible health expenses shared with thousands of UHF members
Over 20 health cost sharing programs
Universal News Share
The Fast Facts on Food Allergies
Inspiring Paths to Better Health
“I have been a UHF member for the last several months. I am young and healthy and just needed some coverage just in case. The cost of coverage was great in comparison to other companies. When I needed to see a doctor, I called customer service and they helped me every step of the way.”
Hyatt S
“UHF has a conscious heart and works for the good of its people. We are not a number to UHF. We are actually human beings.”
Andrew M
“The customer service reps at UHF are consistently wonderful! They take my calls, look into resolving my issues or at the very least, providing answers to solve my questions. I feel extremely fortunate to have them as my team.”
Jacqueline K
“UHF is downright amazing! I have a rather unique situation which makes finding reasonable healthcare next to impossible. They went above and beyond to find me a program that is not only comprehensive but extremely affordable.”
Jim B
Get in Touch
Contact your agent or broker and tell them you’re interested in a UHS health cost sharing program. If your agent doesn’t offer UHS programs, give UHF a call at 888-636-7119 or email at info@universalhealthfellowship.org.
