Individuals & Families

Individuals & Families

Your health journey should give you the freedom to choose, the peace of mind you deserve, and a community you can trust. At Universal Health Fellowship, our programs are built to put you in control, offering multiple options to meet the needs of you and your family.

Universal HealthShare Programs Include:

Low Monthly Contribution Amounts
Free 24/7 Telemedicine
Access to the UHF Curam Wellness Center
Reduced Rates for In-Network Providers
Over 1,000 Different No-Cost Medications
No Hospital Network
Maternity Care
  • Low Monthly Contribution Amounts
  • Free 24/7 Telemedicine
  • Access to the UHF Curam Wellness Center
  • Reduced Rates for In-Network Providers
  • Over 1,000 Different No-Cost Medications
  • No Hospital Network
  • Maternity Care

Is health sharing right for you and your family?

Health sharing offers a unique approach to managing medical expenses, but it’s important to understand how it works and whether it aligns with your needs and values. Here are a few key aspects to consider:

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You make contributions instead of paying premiums.

Sharing programs are not contractually obligated to share medical expenses. Whether other members choose to assist you with your medical bills will always be voluntary, because members are not obligated to share and will not be compelled by law to contribute toward your medical bills.

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You share because of beliefs.

Sharing programs are built on shared ethical, spiritual, and religious beliefs, and the traditions of community aid, neighborly assistance, healthy lifestyles, and the sharing of burdens. They provide a way to share medical expenses among members. Sharing ministries, which are not-for-profit, differ from insurance companies, and their sharing guidelines are not insurance policies.

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You accept responsibility for your health.

Sharing programs invite people with healthy habits and lifestyles and do not share expenses resulting from certain behaviors and lifestyle choices that are commonly recognized to be detrimental to personal health. The best way to reduce medical costs it to stay healthy, which is why Universal HealthShare includes sharing for eligible wellness and preventive care services.

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You accept financial responsibility.

There are no contracts with health sharing. So, regardless of whether you receive any sharing for medical expenses, you are always personally responsible for the payment of your own medical bills.

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You agree to the program Guidelines.

By participating in a Program, you accept the Sharing Guidelines, and you recognize and acknowledge Universal Health Fellowship as the final authority for the interpretation and application of the Sharing Guidelines.

Connect with us and see how much you Could Save.

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Get in Touch

Contact your agent or broker and tell them you’re interested in a UHS health cost sharing program. If your agent doesn’t offer UHS programs, give UHF a call at 888-636-7119 or email at info@universalhealthfellowship.org.

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