Sharing programs may not be for everyone, but for many people who want more affordable health care or don’t have access to traditional employer-sponsored health plans — including people in small business and the growing gig economy — they provide a way to help share health-related costs. And the goodwill generated by a community of concerned, sharing people is a good thing, too.

Universal HealthShare programs are available to individuals and families, as well as small business employees. To learn more, click the link that best fits your needs, and we’ll help you decide whether sharing is right for you.

Health sharing is also a choice for growing numbers of independent agents and brokers who offer health care solutions to their clients.