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EssentialShare *

  • Among the lowest monthly contribution levels of any UHS sharing program (contribution level varies by age – younger members have lower contribution amounts)
  • Free telemedicine
  • Complimentary access to the UHF / Curam Wellness Center, which includes nutrition/dietary programs, hospital fee estimate support, financial assistance application support, care coordination and digital health assistant apps for your phone or device, reduced rate virtual physical therapy, and more
  • There are no NSAs (non-sharable amounts) in EssentialShare
  • Reduced rates for medical services at all in-network providers, primary care practitioners, and specialists (over 953,000 nationwide)
  • Eligible medical expenses from out-of-network primary care providers and specialists are sharable, though in-network providers will offer the lower rates
  • UHSRx prescription program included (over 1,000 different no-cost medications – most for 90-day supplies)
  • Limited sharable amount limits for eligible medical expenses
EssentialShare

Contact your agent or broker and tell them you’re interested in an EssentialShare UHS health cost sharing program. If your agent doesn’t offer UHS programs, give UHF a call at 888-636-7119 or email discover@universalhealthfellowship.org.

* UHS health cost sharing programs are not available in AK, CT, HI, IL, IA, ME, MD, NH, PA, PR, VT, and WA.
UHF

Get in Touch

Contact - For Individuals

Or call 888-636-7119

UHF

Get in Touch

Contact - For Businesses

Or call 888-636-7119

UHF

Get in Touch

If you have a question about a specific member and/or needs request, please call the number on the back of the member’s UHF membership card.

For more general inquiries, call 877-987-1233.

UHF

Get in Touch

Contact - For Agents
Or call 800-921-4505, select option 3